Precision Lender VPAT
Precision Lender VPAT or Accessibility Conformance Report against WCAG 2.0 AA for audit conducted during April 2020 by Deque.
Table 1: Success Criteria, Level A
Criteria | Conformance Level | Remarks and Explanations |
---|---|---|
1.1.1 Non-text Content (Level A) All non-text content that is presented to the user has a text alternative that serves the equivalent purpose, except for the situations listed below. Controls, Input If non-text content is a control or accepts user input, then it has a name that describes its purpose. (Refer to Success Criterion 4.1.2 for additional requirements for controls and content that accepts user input.) Time-Based Media If non-text content is time-based media, then text alternatives at least provide descriptive identification of the non-text content. (Refer to Guideline 1.2 for additional requirements for media.) Test If non-text content is a test or exercise that would be invalid if presented in text, then text alternatives at least provide descriptive identification of the non-text content. Sensory If non-text content is primarily intended to create a specific sensory experience, then text alternatives at least provide descriptive identification of the non-text content. CAPTCHA If the purpose of non-text content is to confirm that content is being accessed by a person rather than a computer, then text alternatives that identify and describe the purpose of the non-text content are provided, and alternative forms of CAPTCHA using output modes for different types of sensory perception are provided to accommodate different disabilities. Decoration, Formatting, Invisible If non-text content is pure decoration, is used only for visual formatting, or is not presented to users, then it is implemented in a way that it can be ignored by assistive technology. |
Partially supports |
Most of the default images provided have meaningful alternative (alt) text descriptions. Most non-relevant or decorative images have “null” alt attributes or inserted as a background image. Exceptions: · Decorative images not marked up in pages Admin - Operating Line of Credit Page · The complex graph does not have the detailed text alternative in “Schedule” page. |
1.2.1 Audio-only and Video-only (Prerecorded) (Level A) For prerecorded audio-only and prerecorded video-only media, the following are true, except when the audio or video is a media alternative for text and is clearly labeled as such: Prerecorded Audio-only An alternative for time-based media is provided that presents equivalent information for prerecorded audio-only content. Prerecorded Video-only Either an alternative for time-based media or an audio track is provided that presents equivalent information for prerecorded video-only content. |
Supports |
Precision Lender does not include any Audio or Video content. |
1.2.2 Captions (Prerecorded) (Level A) Captions are provided for all prerecorded audio content in synchronized media, except when the media is a media alternative for text and is clearly labeled as such. |
Supports |
Precision Lender does not include any Video content. |
1.2.3 Audio Description or Media Alternative (Prerecorded) (Level A) An alternative for time-based media or audio description of the prerecorded video content is provided for synchronized media, except when the media is a media alternative for text and is clearly labeled as such. |
Supports |
Precision Lender does not include any Audio or Media. |
1.3.1 Info and Relationships (Level A) Information, structure, and relationships conveyed through presentation can be programmatically determined or are available in text. |
Partially Supports |
Most of Precision Lender pages have the ‘table’ and related markups present. Exceptions:
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1.3.1 Info and Relationships (Level A) Information, structure, and relationships conveyed through presentation can be programmatically determined or are available in text. |
Partially Supports |
In most of Precision Lender pages, group related form elements are associated to its group label. Exceptions: · Group of form elements not associated with group label in pages Admin - Operating Line of Credit Page, Skill Details Page, Andi Skill Builder, Participations · Group of form elements missing ‘fieldset’ feature in pages Opportunity Dashboard, Andi Skills Manager |
1.3.1 Info and Relationships (Level A) Information, structure, and relationships conveyed through presentation can be programmatically determined or are available in text. |
Partially Supports |
In most of Precision Lender pages, ‘heading’ markup present. Exceptions: · Visual heading text is not marked as heading in pages Caps and Floors, Scenario Builder, Opportunity Page - Small Business Line of Credit, Opportunity Page - Small Business Line of Credit, Opportunity Grid, Relationship Impact, Servicing Channel, Collateral, Interest Options, Participations, Schedule, Gaurantees, Payoff/Renewal, Fees/Expenses, Rate Sheets, Andi Skill Builder, Skill Details Page |
1.3.1 Info and Relationships (Level A) Information, structure, and relationships conveyed through presentation can be programmatically determined or are available in text. |
Partially Supports |
In most of Precision Lender pages, ’list’ markup present for the list of the elements. Exceptions: · Visual list is not marked up as ‘list’ for the list options in pages Relationship Impact, Andi - Chat window, Header · A ‘list’ markup defined for the content not appeared as a list in the ‘Login page’. |
1.3.1 Info and Relationships (Level A) Information, structure, and relationships conveyed through presentation can be programmatically determined or are available in text. |
Partially Supports |
In most of Precision Lender pages, form fields and its label are associated. Form fields also have its label present. Exceptions:
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1.3.2 Meaningful Sequence (Level A) When the sequence in which content is presented affects its meaning, a correct reading sequence can be programmatically determined. |
Partially supports |
Most of the content present in Precision Lender is in a meaningful sequence that can be programmatically determined. Exceptions: · Tooltip content at charts is not accessible using arrow keys for screen reader users in Opportunity Dashboard page · Hidden content is read by the screen reader in pages Left Navigation, Admin - Operating Line of Credit Page, Scenario Builder · Screen readers are able to browse outside the modal with the arrow keys in the pages Caps and Floors, Fees/Expenses, Participations, Payoff/Renewal, |
1.3.3 Sensory Characteristics (Level A) Instructions provided for understanding and operating content do not rely solely on sensory characteristics of components such as shape, color, size, visual location, orientation, or sound. NOTE For requirements related to color, refer to Guideline 1.4. |
Partially Supports |
Most of the information in Precision Lender present in textual format. Instructions and other content do not rely on shape, size, or visual location, nor do they rely solely upon sound. Exceptions: · Information is conveyed by the shape ‘dot’ in the “Opportunity Page – Deposits” · In the “Schedule” page, at modal, below the Graph, a link present as “Create a draw schedule based on my recommendation above”, however, there is no such recommendation mentioned about it. |
1.4.1 Use of Color (Level A) Color is not used as the only visual means of conveying information, indicating an action, prompting a response, or distinguishing a visual element. NOTE This success criterion addresses color perception specifically. Other forms of perception are covered in Guideline 1.3 including programmatic access to color and other visual presentation coding. |
Partially Supports |
Most of Precision Lender user interface elements do not use color alone to distinguish the importance of a visual element. A textual representation usually used as the primary mechanism for conveying information. Exceptions:
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1.4.2 Audio Control (Level A) If any audio on a Web page plays automatically for more than 3 seconds, either a mechanism is available to pause or stop the audio, or a mechanism is available to control audio volume independently from the overall system volume level. NOTE Since any content that does not meet this success criterion can interfere with a user's ability to use the whole page, all content on the Web page (whether or not it is used to meet other success criteria) must meet this success criterion. See Conformance Requirement 5: Non-Interference. |
Supports |
Precision Lender does not include audio content that plays automatically on page load. |
2.1.1 Keyboard (Level A) All functionality of the content is operable through a keyboard interface without requiring specific timings for individual keystrokes, except where the underlying function requires input that depends on the path of the user's movement and not just the endpoints. NOTE This exception relates to the underlying function, not the input technique. For example, if using handwriting to enter text, the input technique (handwriting) requires path-dependent input but the underlying function (text input) does not.
NOTE This does not forbid and should not discourage providing mouse input or other input methods in addition to keyboard operation. |
Partially Supports |
Most of Precision Lender functionality supports standard Keyboard navigation and input functions. Exceptions:
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2.1.2 No Keyboard Trap (Level A) If keyboard focus can be moved to a component of the page using a keyboard interface, then focus can be moved away from that component using only a keyboard interface, and, if it requires more than unmodified arrow or tab keys or other standard exit methods, the user is advised of the method for moving focus away. NOTE Since any content that does not meet this success criterion can interfere with a user's ability to use the whole page, all content on the Web page (whether it is used to meet other success criteria or not) must meet this success criterion. See Conformance Requirement 5: Non-Interference. |
Supports |
All Precision Lender pages and components support standard Keyboard navigation without interference or traps. |
2.1.4 Character Key Shortcuts (Level A 2.1 only) if a keyboard shortcut is implemented in content using only letter (including upper- and lower-case letters), punctuation, number, or symbol characters, then at least one of the following is true: Turn off A mechanism is available to turn the shortcut off; Remap A mechanism is available to remap the shortcut to use one or more non-printable keyboard characters (e.g. Ctrl, Alt, etc); Active only on focus The keyboard shortcut for a user interface component is only active when that component has focus. |
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
2.2.1 Timing Adjustable (Level A) For each time limit that is set by the content, at least one of the following is true: Turn off The user is allowed to turn off the time limit before encountering it; or Adjust The user is allowed to adjust the time limit before encountering it over a wide range that is at least ten times the length of the default setting; or Extend The user is warned before time expires and given at least 20 seconds to extend the time limit with a simple action (for example, "press the space bar"), and the user is allowed to extend the time limit at least ten times; or Real-time Exception The time limit is a required part of a real-time event (for example, an auction), and no alternative to the time limit is possible; or Essential Exception The time limit is essential and extending it would invalidate the activity; or 20 Hour Exception The time limit is longer than 20 hours. NOTE This success criterion helps ensure that users can complete tasks without unexpected changes in content or context that are a result of a time limit. This success criterion should be considered in conjunction with Success Criterion 3.2.1, which puts limits on changes of content or context as a result of user action. |
Supports |
Precision Lender does not include time limits. |
2.2.2 Pause, Stop, Hide (Level A) For moving, blinking, scrolling, or auto-updating information, all of the following are true: Moving, blinking, scrolling For any moving, blinking or scrolling information that (1) starts automatically, (2) lasts more than five seconds, and (3) is presented in parallel with other content, there is a mechanism for the user to pause, stop, or hide it unless the movement, blinking, or scrolling is part of an activity where it is essential; and Auto-updating For any auto-updating information that (1) starts automatically and (2) is presented in parallel with other content, there is a mechanism for the user to pause, stop, or hide it or to control the frequency of the update unless the auto-updating is part of an activity where it is essential. NOTE For requirements related to flickering or flashing content, refer to Guideline 2.3. NOTE Since any content that does not meet this success criterion can interfere with a user's ability to use the whole page, all content on the Web page (whether it is used to meet other success criteria or not) must meet this success criterion. See Conformance Requirement 5: Non-Interference. NOTE Content that is updated periodically by software or that is streamed to the user agent is not required to preserve or present information that is generated or received between the initiation of the pause and resuming presentation, as this may not be technically possible, and in many situations could be misleading to do so. NOTE An animation that occurs as part of a preload phase or similar situation can be considered essential if interaction cannot occur during that phase for all users and if not indicating progress could confuse users or cause them to think that content was frozen or broken. |
Supports |
Precision Lender does not include any moving, blinking, scrolling, or auto-updating information. |
2.3.1 Three Flashes or Below Threshold (Level A) Web pages do not contain anything that flashes more than three times in any one second period, or the flash is below the general flash and red flash thresholds. NOTE Since any content that does not meet this success criterion can interfere with a user's ability to use the whole page, all content on the Web page (whether it is used to meet other success criteria or not) must meet this success criterion. See Conformance Requirement 5: Non-Interference. |
Supports |
Precision Lender does not include any flashing content. |
2.4.1 Bypass Blocks (Level A) A mechanism is available to bypass blocks of content that are repeated on multiple Web pages. |
Supports |
Precision Lender provides ‘Skip to main content’ link to bypass blocks of repeated content |
2.4.2 Page Titled (Level A) Web pages have titles that describe topic or purpose. |
Partially Supports |
Most of Precision Lender pages have meaningful page titles that indicate the topic or purpose of each page. Exceptions:
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2.4.3 Focus Order (Level A) If a Web page can be navigated sequentially and the navigation sequences affect meaning or operation, focusable components receive focus in an order that preserves meaning and operability. |
Partially Supports |
Most of Precision Lender elements are navigated sequentially using the keyboard, and elements receive the keyboard focus in a meaningful order that corresponds to the order in which they presented visually. Exceptions:
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2.4.4 Link Purpose (In Context) (Level A) The purpose of each link can be determined from the link text alone or from the link text together with its programmatically determined link context, except where the purpose of the link would be ambiguous to users in general. |
Partially Supports |
Most of the link elements within Precision Lender convey their purpose through the link text, itself, and/or through the title attribute, even when read out of context. Exception:
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2.5.1 Pointer Gestures (Level A 2.1 only) All functionality that uses multipoint or path-based gestures for operation can be operated with a single pointer without a path-based gesture, unless a multipoint or path-based gesture is essential. NOTE This requirement applies to web content that interprets pointer actions (i.e. this does not apply to actions that are required to operate the user agent or assistive technology). |
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
2.5.2 Pointer Cancellation (Level A 2.1 only) All functionality that uses multipoint or path-based gestures for operation can be operated with a single pointer without a path-based gesture, unless a multipoint or path-based gesture is essential. |
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
2.5.3 Label in Name (Level A 2.1 only) For user interface components with labels that include text or images of text, the name contains the text that is presented visually. |
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
2.5.4 Motion Actuation (Level A 2.1 only) Functionality that can be operated by device motion or user motion can also be operated by user interface components and responding to the motion can be disabled to prevent accidental actuation, except when: Supported Interface The motion is used to operate functionality through an accessibility supported interface; Essential The motion is essential for the function and doing so would invalidate the activity. |
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
3.1.1 Language of Page (Level A) The default human language of each Web page can be programmatically determined. |
Partially Supported |
In most of the pages of Precision Lender, the primary language is programmatically determinable. Exceptions:
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3.2.1 On Focus (Level A) When any user interface component receives focus, it does not initiate a change of context. |
Supports |
There is no context change within Precision Lender when a component or element receives focus. |
3.2.2 On Input (Level A) Changing the setting of any user interface component does not automatically cause a change of context unless the user has been advised of the behavior before using the component. |
Supports |
Changing the setting of components on any page or modal in Precision Lender does not initiate a change of context. |
3.3.1 Error Identification (Level A) If an input error is automatically detected, the item that is in error is identified and the error is described to the user in text. |
Supports |
Where errors automatically detected in Precision Lender data entry forms, all errors identified, and an error message provided as text. |
3.3.2 Labels or Instructions (Level A) Labels or instructions are provided when content requires user input. |
Partially supports |
In most of the forms within Precision Lender, instructions or labels provided to identify the element in the form that conveys what input data is expected. Exceptions:
|
4.1.1 Parsing (Level A) In content implemented using markup languages, elements have complete start and end tags, elements are nested according to their specifications, elements do not contain duplicate attributes, and any IDs are unique, except where the specifications allow these features. NOTE Start and end tags that are missing a critical character in their formation, such as a closing angle bracket or a mismatched attribute value quotation mark are not complete. |
Partially Supports |
Most of the pages and modals in Precision Lender (1) use semantically correct markup for all interface elements; (2) have complete start and end tags; (3) are properly nested; and (4) have unique ID values Exceptions:
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4.1.2 Name, Role, Value (Level A) For all user interface components (including but not limited to: form elements, links and components generated by scripts), the name and role can be programmatically determined; states, properties, and values that can be set by the user can be programmatically set; and notification of changes to these items is available to user agents, including assistive technologies. NOTE This success criterion is primarily for Web authors who develop or script their own user interface components. For example, standard HTML controls already meet this success criterion when used according to specification. |
Partially Supports |
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Table 2: Success Criteria, Level AA
Criteria | Conformance Level | Remarks and Explanations |
---|---|---|
1.2.4 Captions (Live) (Level AA) Captions are provided for all live audio content in synchronized media. |
Supports |
Precision Lender does not include any live media content. |
1.2.5 Audio Description (Prerecorded) (Level AA) Audio description is provided for all prerecorded video content in synchronized media. |
Supports |
Precision Lender does not include any time-based media content and therefore does not require audio description. |
1.3.4 Orientation (Level AA 2.1 only) Content does not restrict its view and operation to a single display orientation, such as portrait or landscape, unless a specific display orientation is essential. NOTE Examples where a particular display orientation may be essential are a bank check, a piano application, slides for a projector or television, or virtual reality content where binary display orientation is not applicable. |
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
1.3.5 Identify Input Purpose (Level AA 2.1 only) The purpose of each input field collecting information about the user can be programmatically determined when:
|
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
1.4.3 Contrast (Minimum) (Level AA) The visual presentation of text and images of text has a contrast ratio of at least 4.5:1, except for the following: Large Text Large-scale text and images of large-scale text have a contrast ratio of at least 3:1; Incidental Text or images of text that are part of an inactive user interface component, that are pure decoration, that are not visible to anyone, or that are part of a picture that contains significant other visual content, have no contrast requirement. Logotypes Text that is part of a logo or brand name has no contrast requirement. |
Partially Supports |
Most of the texts, button texts in Precision Lender meet minimum color contrast requirements Exceptions:
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1.4.3 Contrast (Minimum) (Level AA) The visual presentation of text and images of text has a contrast ratio of at least 4.5:1, except for the following: Large Text Large-scale text and images of large-scale text have a contrast ratio of at least 3:1; Incidental Text or images of text that are part of an inactive user interface component, that are pure decoration, that are not visible to anyone, or that are part of a picture that contains significant other visual content, have no contrast requirement. Logotypes Text that is part of a logo or brand name has no contrast requirement. |
Partially Supports |
Most of the ‘Placeholder’ texts in Precision Lender pages have the required contrast ratio. Exceptions:
|
1.4.3 Contrast (Minimum) (Level AA) The visual presentation of text and images of text has a contrast ratio of at least 4.5:1, except for the following: Large Text Large-scale text and images of large-scale text have a contrast ratio of at least 3:1; Incidental Text or images of text that are part of an inactive user interface component, that are pure decoration, that are not visible to anyone, or that are part of a picture that contains significant other visual content, have no contrast requirement. Logotypes Text that is part of a logo or brand name has no contrast requirement. |
Partially Supports |
Most of the Links/Buttons in Precision Lender pages have the required contrast ratio on hover/focus. Exceptions:
|
1.4.4 Resize text (Level AA) Except for captions and images of text, text can be resized without assistive technology up to 200 percent without loss of content or functionality. |
Partially Supports |
Most of the text and images within Precision Lender resized with the browser zoom feature. Exceptions:
|
1.4.5 Images of Text (Level AA) If the technologies being used can achieve the visual presentation, text is used to convey information rather than images of text except for the following: Customizable The image of text can be visually customized to the user's requirements; Essential A particular presentation of text is essential to the information being conveyed. NOTE Logotypes (text that is part of a logo or brand name) are considered essential. |
Partially Supports |
Most of the content in Precision Lender is present with the real text. Exceptions:
|
1.4.10 Reflow (Level AA 2.1 only) Content can be presented without loss of information or functionality, and without requiring scrolling in two dimensions for:
Except for parts of the content which require two-dimensional layout for usage or meaning. NOTE Note: 320 CSS pixels is equivalent to a starting viewport width of 1280 CSS pixels wide at 400% zoom. For web content which are designed to scroll horizontally (e.g. with vertical text), the 256 CSS pixels is equivalent to a starting viewport height of 1024px at 400% zoom. NOTE Examples of content which require two-dimensional layout are images, maps, diagrams, video, games, presentations, data tables, and interfaces where it is necessary to keep toolbars in view while manipulating content. |
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
1.4.11 Non-text Contrast (Level AA 2.1 only) The visual presentation of the following has a contrast ratio of at least 3:1 against adjacent color(s): User Interface Components Visual information required to identify user interface components and states, except for inactive components or where the appearance of the component is determined by the user agent and not modified by the author; Graphical Objects Parts of graphics required to understand the content, except when a particular presentation of graphics is essential to the information being conveyed. |
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
1.4.12 Text Spacing (Level AA 2.1 only) In content implemented using markup languages that support the following text style properties, no loss of content or functionality occurs by setting all of the following and by changing no other style property:
Exception: Human languages and scripts that do not make use of one or more of these text style properties in written text can conform using only the properties that exist for that combination of language and script.
|
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
1.4.13 Content on Hover or Focus (Level AA 2.1 only) Where receiving and then removing pointer hover or keyboard focus triggers additional content to become visible and then hidden, the following are true: Dismissable A mechanism is available to dismiss the additional content without moving pointer hover or keyboard focus, unless the additional content communicates an input error or does not obscure or replace other content; Hoverable If pointer hover can trigger the additional content, then the pointer can be moved over the additional content without the additional content disappearing; Persistent The additional content remains visible until the hover or focus trigger is removed, the user dismisses it, or its information is no longer valid. Exception: The visual presentation of the additional content is controlled by the user agent and is not modified by the author. NOTE Examples of additional content controlled by the user agent include browser tooltips created through use of the HTML title attribute. NOTE Custom tooltips, sub-menus, and other nonmodal popups that display on hover and focus are examples of additional content covered by this criterion.
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Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
2.4.5 Multiple Ways (Level AA) More than one way is available to locate a Web page within a set of Web pages except where the Web Page is the result of, or a step in, a process. |
Supports |
More than one way is available to locate a Web page within each page of Precision Lender, including consistent left navigation, menus, and back links. |
2.4.6 Headings and Labels (Level AA) Headings and labels describe topic or purpose. |
Partially supports |
Most of the Headings and labels within Precision Lender provide sufficient descriptions of relative topic or purpose. Exceptions:
|
2.4.7 Focus Visible (Level AA) Any keyboard operable user interface has a mode of operation where the keyboard focus indicator is visible. |
Partially supports |
Most of the focusable elements in Precision Lender have a visible swipe focus indicator. Exceptions:
|
3.1.2 Language of Parts (Level AA) The human language of each passage or phrase in the content can be programmatically determined except for proper names, technical terms, words of indeterminate language, and words or phrases that have become part of the vernacular of the immediately surrounding text. |
Supports |
In Precision Lender, there are no such words or phrases present in different language. |
3.2.3 Consistent Navigation (Level AA) Navigational mechanisms that are repeated on multiple Web pages within a set of Web pages occur in the same relative order each time they are repeated, unless a change is initiated by the user. |
Supports |
Precision Lender provides a consistent and repeated left navigation menu across all pages. |
3.2.4 Consistent Identification (Level AA) Components that have the same functionality within a set of Web pages are identified consistently. |
Supports |
Components and user interface controls identified consistently for the same functionality across Precision Lender. |
3.3.3 Error Suggestion (Level AA) If an input error is automatically detected and suggestions for correction are known, then the suggestions are provided to the user, unless it would jeopardize the security or purpose of the content. |
Supports |
Whenever an error automatically detected within a Precision Lender data entry form, the resulting error message provides suggestions for correction. |
3.3.4 Error Prevention (Legal, Financial, Data) (Level AA) For Web pages that cause legal commitments or financial transactions for the user to occur, that modify or delete user-controllable data in data storage systems, or that submit user test responses, at least one of the following is true: Reversible Submissions are reversible. Checked Data entered by the user is checked for input errors and the user is provided an opportunity to correct them. Confirmed A mechanism is available for reviewing, confirming, and correcting information before finalizing the submission. |
Partially Supports |
Most of the forms within Precision Lender provide a confirmation message before submitting actions that cause legal commitments or financial transactions to occur or actions that modify or delete user-controllable data in data storage systems. Data entered by users checked using automated validation to help users confirm and correct data submissions. Exceptions:
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4.1.3 Status Messages (Level AA 2.1 only) In content implemented using markup languages, status messages can be programmatically determined through role or properties such that they can be presented to the user by assistive technologies without receiving focus. |
Not Evaluated |
Not evaluated as part of WCAG 2.1 Level AA conformance |
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