Enhance your fintech’s core business offering

Want to add banking products to your suite of solutions? Check. Looking to embed your product into an FI’s digital channel? Check. Seeking a team of technologists who understand your market? Double check.

Want to add banking products to your suite of solutions? Check. Looking to embed your product into an FI’s digital channel? Check. Seeking a team of technologists who understand your market? Double check.

Whether you’re a team of developers building your first application or a brand engaged in expanding your portfolio, you need back-end technology that’s easy to work with and empowers you to do what you’re best at—creating amazing digital experiences.

Start building today.

Here's how.

Compete in a disrupted space.

Companies like yours have disrupted the lending market with digital, on-demand loan services, instant approval, and faster access to cash. They’ve gained a foothold, but to effectively compete with highly capitalized banks, fintechs need ways to scale compliantly, continuously transform, and meet customer demands.

No one wants to fill out forms. They want streamlines mobile experiences that take mere minutes to complete.

A lot of borrowers choose non-FI lenders—even at higher interest rates—because they're fast and convenient.

When borrowers need money, they need it now. Deliver crucial funds more quickly than the competition.

Lending doesn't have to be hard. Access automated origination, underwriting, servicing, and more—all within a single system of record.

Quickly create new loan products to immediately meet market and regulatory needs. Make it happen with configurable lending solutions.

Approve and fund loans immediately—without sacrificing compliance or creating credit risk—with automation and centrally enforced credit policy.

Offer banking services without being a bank.

Don’t let outdated tech or compliance concerns stop you from building financial services products. Offer bank accounts, debit cards, and payments solutions without being a bank—or being forced to navigate banks’ legacy core processors and regulatory hurdles.

Convenience is the new loyalty. Streamline transactions and create better, faster experiences and you’ll be rewarded with deeper engagement.

Rewards can go a long way toward building loyalty. Cost-effective technology can help you offer rewards or better rates while maintaining your margins.

Consumers want to be understood. Easily and quickly build and deploy services that fit their needs and expectations.

Legacy tech put banking services out of the reach of non-banks for too long—but a modern, lightweight core processor makes it possible, quick, and cost effective.

By offering “save and spend” products like debit cards and savings accounts, you can open up new revenue streams, drive more margin, and deepen customer engagement.

Form partnerships and explore business models that allow you to offer banking services without the regulatory lift required of financial institutions.

Grow deposits and build relationships.

Acquiring new users is tough and costly, so don’t take them for granted. Build those relationships by locking down direct deposits and recurring payments. With our automated account switching solutions, it’s fast and easy to fully onboard, engage, and grow relationships.

Give your users a fast, digital way to switch their direct deposits and recurring payments to their preferred account.

Make it easy to do everything in one place. You can even automate the initiation of legacy account closure at their previous institutions.

Traditional direct deposit switching is cumbersome, slow, manual—and different for every employer. Make it consistent, fast, digital, and friction free.

Capture direct deposits and recurring payments with streamlined, digital solutions—making accounts more engaged and profitable.

Build primary relationships with new, existing, and even otherwise idle accounts.

Make your cards top of wallet and capture recurring payments to increase engagement and boost interchange revenue.

Integrate with digital banking for faster speed to market

FIs, consumers, and businesses want your products, but connecting with them is difficult. Fortunately, Q2 Innovation Studio, powered by our award-winning software development kit (SDK), lets you plug into over 450 FIs and 18 million end users with just a single integration. Deliver your products to our focused audience and we’ll help you every step of the way.

Users get access to your products directly through digital banking.

It’s a fact that most users trust their FI, and by using your products within digital banking, they know it’s safe.

By improving digital banking with the latest technologies, users gain a more streamlined financial experience.

With a single, standard integration, your product will be available quickly and ready for adoption.

Access the highly engaged digital banking channel and save time and money by integrating with hundreds of FIs at once.

Our award-winning SDK makes integration simple and fast.

The Age of Abundant Banking: How to stay innovative when every company offers a debit card

Banking as a service (BaaS) is quickly becoming a hallmark of fintech because it engages your users and drives new revenue. But not all BaaS platforms are alike. Learn the ins and outs of BaaS from our comprehensive eBook.

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