Q2 Relationship Insights

Q2 Relationship Insights

  1. Q2 Relationship Insights
  2. Commercial Credit Pricing

Commercial loan pricing that closes the gap between strategy and banker decisions

Q2 Relationship Insights gives every commercial banker the relationship context, risk-adjusted pricing benchmarks, and embedded coaching to win deals, optimize returns, and grow the portfolio, consistently, at scale, and in alignment with your strategy.
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Q2 Relationship Insights

Commercial credit pricing with the full picture

Most institutions price deals without seeing the full relationship. Q2 Relationship Insights changes that, with forward-looking return economics configurable to your institution's assumptions and embedded coaching that puts market context and actionable guidance in every commercial banker's hands.

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How does Q2 Assistant coach relationship managers on commercial loan pricing?

Q2 Assistant for Q2 Relationship Insights brings pricing guidance and deal structuring support directly into the commercial credit pricing workflow. Relationship managers can evaluate pricing and structuring trade-offs and identify opportunities to build stronger, more profitable customer relationships without leaving the systems they already use.

Guidance that stays with the deal

Q2 Assistant keeps guidance visible throughout the Q2 Relationship Insights workflow so bankers benefit from coaching at any point without restarting or switching tabs.

Configured for your institution

Q2 Assistant Skills Manager enable administrators to configure, manage, and evolve institution-specific guidance as pricing strategies and business needs change.

Bankers stay in control

Guidance is grounded within your financial institution’s configured guardrails. The human-in-the-loop model is foundational, not optional.

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See the full relationship value

Pricing a commercial loan without full relationship context means leaving risk-adjusted returns on the table. Q2 Relationship Insights surfaces credit, deposits, treasury management, and other service economics in a single view so every banker prices with the full picture of what the relationship opportunity is worth and what it will take to win it.

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Monitor your banker performance

By the time pricing variance shows up in your portfolio, the deals are already booked. Q2 Relationship Insights gives commercial banking leaders real-time visibility into pricing discipline across your bankers and teams so you can coach before outcomes are locked in.

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Ensure what’s priced is what gets booked

Q2 Relationship Insights tracks the deposit, treasury management, and fee commitments made when a commercial credit deal is priced at your institution, monitoring whether promised relationship opportunities close so leadership has visibility into pipeline quality and your bankers are held accountable for delivering the full relationship they committed to win.

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Proven success

The power of our pricing platform is proven every day. Our clients outpace the industry in these key annual metrics.*

  • 1X higher growth rate in non-interest bearing deposits
  • 2X growth rate of commercial loan portfolio
  • 5 basis points higher net interest margin

Q2 Relationship Insights customers compared to similarly sized U.S. banks, based on FDIC data calculated year-over-year, from Q1 2025 to Q1 20261

1. Peer groups are defined quarterly based on asset size to ensure relevant comparisons.

“We’re no longer talking about just ‘this loan,’ or ‘that loan.’ We’re talking about relationships and customers.”

Andy Max
Managing Director, First National Bank of Omaha

Who we work with

  • 10 banks and credit unions
  • More than half of the 15 largest commercial banks in North America

FAQs

How does Q2 Relationship Insights help bankers price commercial loans?

Most institutions price deals without seeing the full relationship, Q2 Relationship Insights changes that. It gives bankers forward-looking return economics configurable to the institution's own assumptions, plus embedded coaching that puts market context and actionable guidance directly in their hands. 

How does Q2 Relationship Insights coach bankers to improve outcomes?

Q2 Relationship Insights delivers embedded coaching at the moment of pricing, grounded in the institution's own profitability assumptions and goals. This helps every banker price and structure deals with more confidence and consistency, supporting better outcomes without relying on guesswork.

Can leadership monitor banker pricing performance with Q2 Relationship Insights?

Yes. Q2 Relationship Insights gives commercial banking leaders real-time visibility into pricing discipline across their bankers and teams, so coaching can happen before deals are booked rather than after variance shows up in the portfolio. 

Does Q2 Relationship Insights track whether commitments made at pricing actually get delivered?

Yes. Q2 Relationship Insights tracks the deposit, treasury management, and fee commitments made when a deal is priced, and monitors whether those promised relationship opportunities actually close. This gives leadership visibility into pipeline quality and holds bankers accountable for delivering the full relationship they committed to win.

Does Q2 Assistant make commercial loan pricing decisions on its own?

No. Q2 Assistant for Q2 Relationship Insights is not an autonomous pricing or approval system. It provides guidance within your configured guardrails, and every decision remains with the banker.

Resources

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Additional Products

  • Market Insights

    Give commercial bankers deal-level insights and relevant market benchmarks from one of the largest commercial banking datasets in the market, helping them make more informed pricing decisions and leaders coach with evidence.

  • Small Business Package

    Win and serve more small businesses with pricing that's fast, consistent, and profitable at scale, without sacrificing the customer experience.

  • Premium Treasury Pricing

    Connect credit, deposits, and treasury management in a single workflow so relationship teams negotiate from the same picture and win the full relationship.