Q2 Relationship Insights

Better commercial banking decisions. Stronger portfolio performance. More profitable commercial relationships.

Winning and growing profitable commercial relationships takes more than getting the pricing math right. It takes knowing the full relationship value, giving every commercial banker the insight to compete and grow each relationship to its full profitability potential, and giving leaders the visibility to drive performance across the entire portfolio. Q2 Relationship Insights delivers all of it.



Capital. Liquidity. Margin. Relationships. All four, all the time. 

These pressures don't take turns. They're always present, with one simply becoming more urgent than the others. Most institutions manage them in isolation, with credit and treasury management teams working in separate systems and without a unified commercial relationship view. Strategy gets set at the top and lost at the deal level. Q2 Relationship Insights connects the full commercial relationship into a single, unified view, embedding the guidance that keeps every commercial banking decision aligned with institutional strategy, across all four.

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What sets Q2 Relationship Insights apart

Q2 Relationship Insights goes beyond deal pricing, connecting the relationship data, banker guidance, and portfolio visibility your institution needs to compete and grow profitably.

Unified relationship view

A single, unified view of a commercial relationship across credit, deposits, and treasury management services at your institution, giving relationship teams a shared foundation to price, structure, and manage deals together.

Embedded coaching that shapes banker decisions

Q2 Assistant for Q2 Relationship Insights delivers timely guidance calibrated to your institution's configured profitability framework—at the moment of decision so every banker executes to strategy, not instinct. Custom skills let you extend that coaching to additional scenarios your team defines.

Relationship pricing discipline at scale

Consistent, risk-adjusted pricing guardrails— scalable and configurable across segments, business units, and markets—that hold each of your commercial bankers to the right standard for their context so every deal is aligned with institutional strategy before it reaches the approval stage.

One view across your commercial banking portfolio

Q2 Relationship Insights unifies pipeline, portfolio, pricing, and profitability data, consolidating data sets that typically live in separate systems and giving leadership the visibility to track delivery to promise, identify risk, and execute strategy across the entire commercial book.

Works within your commercial banking tech stack

Prebuilt integrations with leading loan origination systems and CRM tools, as well as options for integration with other systems, so Q2 Relationship Insights fits the way your teams already work, without displacing existing infrastructure.

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Q2 Assistant for Q2 Relationship Insights

How does Q2 Assistant for Q2 Relationship Insights guide banker decisions?

Q2 Assistant for Q2 Relationship Insights brings relationship pricing guidance, deal structuring support, and relationship-level coaching inside the workflow where bankers already work. Unlike generic AI copilots layered on top of existing systems, it is built for commercial banking and configured to each institution’s strategy.

Inform

Surface relevant pricing guidance, relationship intelligence, portfolio insights, and optional market context to help your bankers understand strategic positioning and make more informed decisions without leaving the screen.

Guide

Bring in-the-moment coaching to every banker so your best bankers’ expertise becomes the standard across every relationship team.

Align

Build your institution’s guardrails, benchmarks, and risk appetite into every recommendation so strategy alignment happens at deal time, not review time.

Trust

Support banker judgment with guidance grounded in institutional strategy and guardrails while keeping pricing and approval decisions with authorized users.

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Win the right deals

Most commercial credit decisions are made without the full picture. No relationship context, no institutional guidance, no visibility into what the relationship is actually worth. Q2 Relationship Insights embeds relationship insights and deal coaching into every commercial banker workflow so credit decisions reflect the full relationship value, align with your institution's strategy, and give leaders the visibility to drive performance across the team.

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Unify credit and treasury management

Treasury management officers can't price effectively when they don't know what the credit team has already offered. Neither side captures full relationship value when they're working from separate systems. Q2 Premium Treasury Pricing gives treasury management officers real-time relationship visibility, in-the-moment pricing guidance, and the cross-sell context to structure treasury services that complement the credit relationship and grow fee income.

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Compete smarter

Most commercial bankers compete on instinct. Q2 Market Insights gives them something stronger: deal-level insights from one of the largest commercial banking datasets in the market, normalized for relevant factors like geography, risk profile, and industry. Your bankers gain relevant market context to understand their strategic positioning, make more informed decisions, and price with confidence, while leaders have the evidence to coach more effectively.

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Win and serve more small businesses

Win more SMB loans without sacrificing returns. The Small Business Package makes pricing these high-volume transactions a fast, efficient, and flexible pricing process, helping you deliver a better customer experience and meet your profitability targets.

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How financial institutions grow with Q2 Relationship Insights

The results go beyond pricing. Q2 Relationship Insights customers build deeper, more profitable commercial banking relationships, with consistent pricing discipline reaching every deal and leaders who can see and shape portfolio performance before it shows up in the numbers.

Proven success across commercial banking portfolios

 Our clients rise above the competition in several key annual metrics. 

  • 1X higher growth rate in non-interest bearing deposits
  • 1X growth rate of commercial loan portfolio
  • 4 basis points higher net interest margin

Q2 Relationship Insights customers compared to similarly sized U.S. banks, based on FDIC data calculated year-over-year, from Q1 2025 to Q1 20261

1. Peer groups are defined quarterly based on asset size to ensure relevant comparisons.

FAQs

What is Q2 Relationship Insights' relationship pricing and profitability solution?

Q2 Relationship Insights gives commercial banking teams a unified view of the full relationship value across credit, treasury, and deposit pricing. It embeds guidance directly into banker workflows so every deal reflects institutional strategy and pricing discipline, not individual instinct. 

How does Q2 Relationship Insights help commercial bankers price deals?

Q2 Relationship Insights embeds relationship insights and deal coaching directly into commercial banker workflows so credit decisions reflect the full relationship value rather than pricing math alone. This gives leaders visibility into performance across the portfolio while keeping every deal aligned with institutional strategy. 

How does Q2 Relationship Insights unify credit and treasury pricing?

Q2 Relationship Insights' Premium Treasury Pricing gives treasury management officers real-time visibility into what the credit team has already offered, and vice versa, so both sides work from the same relationship view instead of separate systems. This lets treasury officers structure services that complement the credit relationship and grow fee income. 

What is Q2 Market Insights and how does it help bankers compete?

Q2 Market Insights delivers deal-relevant market context informed by one of the largest commercial banking datasets available. It helps bankers price with confidence and leaders coach with evidence.

Does Q2 Relationship Insights support small business loan pricing?

Yes. The Small Business Package is built to help institutions price high-volume SMB loans quickly and consistently without sacrificing returns. It delivers a faster, more flexible pricing process so institutions can win more SMB loans while still meeting profitability targets.

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