SMB Banking

  1. Digital Banking
  2. SMB Banking

Banking that fits small businesses

For too long, small business banking has missed the mark, with either too much complexity or not enough capabilities. With Q2, you can give small businesses a banking experience that’s just right by tailoring the functionality that each type of SMB receives.
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Help them help themselves

If there’s one word to describe entrepreneurs, it’s “busy.” They need the flexibility to do their banking how they need to when they need to.

Tailored experiences

With the Q2 Digital Banking Platform®, small and medium-sized businesses (SMBs) have the capabilities and functionality specific to them, and you can go further to create a custom experience based on their needs.

Beyond banking

When you provide fintech solutions for services such as expense management and payroll, you strengthen the relationship and keep your customers from needing to source those solutions themselves.

Room to grow

As your SMB customers grow, so do their banking requirements. With Q2 Digital Banking, you can add features and functions on demand, giving customers the increased functionality they need when they need it.

Dynamic Personalization

Make it personal

Different market segments have different needs. With Q2 Composable Dashboards, you can turn up the power of data insights with dynamic personalization that’s integrated into every interaction, every decision. Beyond offering the baseline services SMBs need, take it a step further by packaging those services in a relevant way based on their needs.

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Q2 Innovation Studio

Become the hub of their business

Research shows that 70% of businesses wish their financial institution would partner with more fintechs. With the fintech partner ecosystem in Q2 Innovation Studio, you can turn your digital banking platform into an e-commerce hub where small business customers can choose innovative products in an app store-like environment, such as:

  • Payroll
  • Expense tracking
  • Legal forms
See how
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Business account opening

Open accounts with ease

With business account opening powered by Prelim, you can automate the process of opening new accounts and adding accounts for small businesses, giving them autonomy with clear, easy-to-understand steps, reducing paper, and increasing processing times.

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Treasury fulfillment

Onboard faster

Get SMB customers up and running on business banking solutions fast with Q2 Treasury Fulfillment, providing a streamlined, automated fulfillment process that eases communication between the front and back office.

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Positive pay

Stop fraudsters in their tracks

Be an ally against fraud by equipping your SMB customers with Centrix Exact/TMS™, which gives them the positive pay capability to stop cyber criminals before they begin—and open up a new source of fee income for your financial institution.

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Payments from A to Z

Managing cashflow and vendor payments is something many small businesses struggle with. Whether it’s ACH, checks, or the new instant payments rails, Q2 can help FIs provide what SMBs need.

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Q2 earns top marks for small business banking

“The ability to more efficiently process payroll, ACH and payments; offer remote deposit capture; and deliver overall functionality has put us into a referral environment with the local CPAs. Q2 has been integral in that.”

Russ Wilkie
EVP and Chief Experience Officer
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BEST IN CLASS

Small business

"Best in Class" in Javelin Strategy and Research’s 2022 Small Business Digital Banking Vendor Scorecard

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Who we work with

  • fairwindsfairwinds
  • hoosier
  • atlantic-union

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