Consumer account opening
Start the lifetime relationship journey
With smart digital-first onboarding, you can build strong first impressions with new account holders.
Delivering a seamless account opening experience helps quickly create the kind of engagement that leads to greater product adoption, less abandonment, and enduring loyalty.
Personalized, data-driven engagement from Day 1 drives cross-sell opportunities for new, high-value products and adoption of loyalty-building services like digital wallets and direct deposit switching, which deepen relationships and stem attrition.
Drive growth
Through trusted partnerships, we offer solutions that streamline account opening and onboarding and build the kind of loyalty that creates lifetime relationships. You'll reduce the costs associated with manual processes across multiple channels and realize improvements in operational performance and financial results.
Features like identity verification, risk assessment, and funding workflows speed up and streamline account opening and onboarding, reducing operational cost and friction.
Stay secure and compliant
Our fully vetted partners handle Know your Customer (KYC) data collection, making the account opening process hassle-free for consumers who expect speed and convenience. Their risk engines work behind the scenes to manage KYC and deposit risk, helping to keep bad actors out while ensuring a secure, seamless digital experience for legitimate new account holders.
Encrypted data handling, audit trails, and regulatory compliance provide a strong security posture that strengthens consumer trust in your institution by ensuring they stay protected.
Flexible integrations through Q2’s trusted partners
With integration through the Q2 Innovation Studio fintech partner ecosystem, as well as APIs and our SDK, financial institutions choose the onboarding solution and partnership that best fits their strategies and goals.
Our partners provide identity verification, funding, fraud detection, document capture, and other critical services, making the entire onboarding process simple. We offer solutions that are scalable enough to handle high-volume onboarding during spikes caused by promotions or special rate offers.