Relationship Pricing & Profitability

  1. Relationship Pricing
  2. Small Business Package

Win SMB loans without sacrificing profitability

Small business lending is a low margin, high-volume business. You need to be fast, efficient, and flexible if you are going to maintain profitability. Q2’s Small Business Package makes all that possible.
See it in action
sbp-1-bg
sbp-1-fg

With the Q2 Small Business Package you can:

Ensure profitable pricing

Create and configure rate sheets that enable your bankers to quickly get to a price that ensures profitability. Use a wide range of input options—regions, cost structures, fees, origination channels, capital, etc.— to create different targets for each rate sheet.

sbp-2-bg
sbp-2-fg

Easily update and maintain your rate sheets

With our centralized pricing platform, you can quickly and easily update your profitability targets and pricing assumptions on your existing sheets across markets and track their publishing history to ensure version control. You can also set up automated notifications that trigger when deals are priced too far below your ROE targets.

sb3-bg
sbp-3-fg

Price loans directly within your Salesforce platform

With our Small Business Package Connector, your relationship managers fill in just a few fields and immediately receive the right rate for their deal—all from within your Salesforce Platform. 

sbp-4-bg
sbp-4-fg

Power your own SMB pricing experience

If you already have an existing SMB pricing experience, you can use APIs to connect it to our centralized pricing platform to get updated, accurate rate quotes that align to your profitability targets.

sbp-5

FAQs

What is Q2's Small Business Package?

The Small Business Package is a centralized pricing solution that helps banks and credit unions price small business loans quickly without sacrificing profitability. It lets you build rate sheets using inputs like region, cost structure, fees, origination channel, and capital, so bankers can get to a profitable price fast. 

Who is the Small Business Package built for?

It's built for banks and credit unions that need to price small business loans fast, since SMB lending is a low-margin, high-volume business where speed and efficiency protect profitability.

How does the Small Business Package alert me when deals are priced below target?

You can set up automated notifications that trigger when a deal is priced too far below your ROE targets. This flags off-target pricing as it happens, without requiring manual review of every deal.

Can I update rate sheets across multiple markets at once?

Yes. The centralized platform lets you update profitability targets and pricing assumptions on your existing rate sheets across markets in one place, and it tracks publishing history so you have full version control over every change.

Does the Small Business Package integrate with Salesforce?

Yes. The Small Business Package Connector lets relationship managers fill in a few fields inside Salesforce and immediately receive the right rate for their deal, without leaving the platform.

Can I use the Small Business Package with our own pricing tools instead of Salesforce?

Yes. If your institution already has its own SMB pricing experience, you can connect it to Q2's centralized pricing platform through APIs. This gives you updated, accurate rate quotes that stay aligned to your profitability targets, without replacing your existing workflow.

How do I get started with the Small Business Package?

You can schedule a demo directly with Q2 to see the Small Business Package in action and discuss how it fits your institution's current pricing setup.

Additional Products

  • Commercial Credit Pricing

    Give every commercial banker the relationship context and deal coaching to price and structure commercial loans that reflect the full relationship, not just the deal in front of them.

  • Market Insights

    Give commercial bankers deal-level insights from one of the largest commercial banking datasets in the market, so they price with confidence and leaders coach with evidence.

  • Premium Treasury Pricing

    Connect credit, deposits, and treasury management in a single workflow so relationship teams negotiate from the same picture and win the full relationship.