Relationship Pricing & Profitability

Relationship Pricing

  1. Relationship Pricing
  2. Commercial Credit Pricing

Commercial loan pricing that closes the gap between strategy and banker decisions

Q2 PrecisionLender gives every commercial banker the relationship context, risk-adjusted pricing benchmarks, and embedded coaching to win deals, optimize returns, and grow the portfolio, consistently, at scale, and in alignment with your strategy.
See it in action

See what's possible with
Q2 PrecisionLender

Commercial credit pricing with the full picture

Most institutions price deals without seeing the full relationship. Q2 PrecisionLender changes that, with forward-looking return economics configurable to your institution's assumptions and embedded coaching that puts market context and actionable guidance in every commercial banker's hands.

Deal coaching calibrated to your strategy

Q2 PrecisionLender's embedded deal coach delivers actionable guidance at the moment of pricing, grounded in your institution's profitability assumptions and goals so every commercial banker prices and structures with confidence and consistency.

commercial-pricing-2

See the full relationship value

Pricing a commercial loan without full relationship context means leaving risk-adjusted returns on the table. Q2 PrecisionLender surfaces credit, deposits, treasury management, and other service economics in a single view so every banker prices with the full picture of what the relationship opportunity is worth and what it will take to win it.

See it in action
commercial-pricing-3

Monitor banker performance

By the time pricing variance shows up in your portfolio, the deals are already booked. Q2 PrecisionLender gives commercial banking leaders real-time visibility into pricing discipline across every banker and team so you can coach before outcomes are locked in.

See it in action

Ensure what’s priced is what gets booked

Q2 PrecisionLender tracks the deposit, treasury management, and fee commitments made when a commercial credit deal is priced, monitoring whether promised relationship opportunities close so leadership has visibility into pipeline quality and bankers are held accountable for delivering the full relationship they committed to win.

See it in action
commercial-pricing-5

Proven success

The power of our pricing platform is proven every day. Our clients outpace the industry in these key annual metrics.*

  • 1X higher growth rate in non-interest bearing deposits
  • 2X growth rate of commercial loan portfolio
  • 5 basis points higher net interest margin

Q2 PrecisionLender customers compared to similarly sized U.S. banks, based on FDIC data calculated year-over-year, from Q1 2025 to Q1 20261

1. Peer groups are defined quarterly based on asset size to ensure relevant comparisons.

“We’re no longer talking about just ‘this loan,’ or ‘that loan.’ We’re talking about relationships and customers.”

Andy Max
Managing Director, First National Bank of Omaha

Who we work with

  • 10 banks and credit unions
  • More than half of the 15 largest commercial banks in North America

FAQs

How does Q2 PrecisionLender help bankers price commercial loans?

Most institutions price deals without seeing the full relationship, Q2 PrecisionLender changes that. It gives bankers forward-looking return economics configurable to the institution's own assumptions, plus embedded coaching that puts market context and actionable guidance directly in their hands. 

How does Q2 PrecisionLender coach bankers to improve outcomes?

Q2 PrecisionLender delivers embedded coaching at the moment of pricing, grounded in the institution's own profitability assumptions and goals. This helps every banker price and structure deals with more confidence and consistency, supporting better outcomes without relying on guesswork.

Can leadership monitor banker pricing performance with Q2 PrecisionLender?

Yes. Q2 PrecisionLender gives commercial banking leaders real-time visibility into pricing discipline across bankers and teams, so coaching can happen before deals are booked rather than after variance shows up in the portfolio. 

Does Q2 PrecisionLender track whether commitments made at pricing actually get delivered?

Yes. Q2 PrecisionLender tracks the deposit, treasury management, and fee commitments made when a deal is priced, and monitors whether those promised relationship opportunities actually close. This gives leadership visibility into pipeline quality and holds bankers accountable for delivering the full relationship they committed to win.

Resources

All resources
 

Additional Products

  • Market Insights

    Give commercial bankers deal-level insights from one of the largest commercial banking datasets in the market, so they price with confidence and leaders coach with evidence.

  • Small Business Package

    Win and serve more small businesses with pricing that's fast, consistent, and profitable at scale, without sacrificing the customer experience.

  • Premium Treasury Pricing

    Connect credit, deposits, and treasury management in a single workflow so relationship teams negotiate from the same picture and win the full relationship.