Q2 Digital Banking Platform: Architecture, Security, and Extensibility
Financial institutions evaluating digital banking platforms need to understand architecture, integration depth, extensibility, and security before making a choice.
Q2's platform runs on a public, multi-cloud architecture built on AWS and Azure with:
- 215+ Fintech integrations
- 50+ Core connections
- An open SDK
Its continuous delivery model keeps your system current without manual upgrades.
Today, more than 450 banks and credit unions run on the Q2 Digital Banking Platform. Over 90% leverage Q2 Innovation Studio to extend and personalize their digital channels.
Personalization
How does Q2 personalize the digital banking experience by segment?
The Q2 platform goes beyond a sleek UI. it lets you tailor the entire digital experience. Use data to understand account holders’ specific needs and configure their UIs to feature the products and services they need most.
Integration
1,000+ Back-end integrations, including 215+ fintech partners and 50+ cores
A platform is only as good as the functionality it delivers. Over two decades, Q2 has built a robust network of integrations to the systems essential for running your business, giving you the power to create any experience.
Extensibility
The Q2 platform empowers you to build for your needs
Q2 provides tools for building integrated workflows, customizing the UI, and extending the platform through the Q2 SDK.
Your team gets full platform access without running production code. Q2 Code adds governed AI to the development process, accelerating how teams build, test, and deploy on the Q2 SDK. Learn more about Q2 Code.
Data and AI
How Q2 uses transactional and behavioral data for fraud detection and personalization
The platform merges transactional and behavioral data to offer a comprehensive view of each account holder. Utilize these insights for fraud detection, audience segmentation, user experience curation, and more.
Q2 Assistant puts this data to work, embedding AI-driven actions and recommendations directly into your team's daily workflows. Learn more about Q2 Assistant.
Back-Office
Unified back-office console for digital channel management
Q2 provides a modern, unified back office that empowers your staff to manage the entire digital channel through a single pane of glass.
Continuous Delivery
Software that’s always up to date
Q2's model enables discretionary deployment of user changes while we continuously update your infrastructure with security enhancements, patches, and new versions.
Distributed Cloud
Speed-focused, secure hosting
Our distributed cloud hosting approach gives you the best of both worlds: the speed and continuous upgrades of public cloud with the security and resiliency of private cloud.
Security
Zero trust, SASE, and enterprise-grade security for digital banking
Our engineering environment incorporates advanced security, featuring cutting-edge tools like a zero trust framework, secure access service edge (SASE), and blockchain for data encryption to counter future threats.
FAQs
What cloud infrastructure does Q2's digital banking platform use?
Q2 runs a public multi-cloud architecture built on AWS and Azure. This model delivers scalability, uptime, and security for financial institutions of every size.
How many integrations does Q2 support?
Q2 supports more than 1,000 total back-end integrations, including 215+ fintech partners through Q2 Innovation Studio's fintech partner ecosystem and 50+ core processor connections.
Financial institutions activate new fintech integrations directly from Innovation Studio.
How does Q2's continuous delivery model work?
Q2 delivers platform updates continuously without requiring scheduled downtime or manual upgrades.
Your institution can test new code against your production systems before it reaches your account holders. After validating against non-production systems and data, your internal teams (or selected end users) execute production workflows in the new version without making it public, giving you full confidence before releasing to your entire customer base.
What security framework does Q2 use?
Q2 employs a cybersecurity mesh architecture (CSMA) built on zero trust, secure access service edge (SASE), and AI-driven threat detection.
Q2's Integrated Operations Center proactively monitors client platforms around the clock, with one-third of issues detected and resolved proactively by Q2 support engineers.
What extensibility options does Q2 offer?
Q2's SDK gives financial institutions, certified development partners, and fintechs full platform access to build custom functionality integrated into the account holder experience.
Q2 Code adds governed AI to the development process, accelerating how teams build, test, and deploy on the Q2 SDK. Learn more about Q2 Code.