1. Digital Banking
  2. Platform
  3. Platform Extensibility

Platform extensibility for digital banking

Financial institutions need to add new capabilities faster than traditional vendor roadmaps allow. Q2's open platform gives you two paths: choose from pre-built fintech integrations already available in the Q2 ecosystem, or build your own with Q2's full-stack SDK and APIs. Either way, Q2 handles deployment, hosting, and monitoring.
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  • Since the Innovation Studio launch in 2021

  • 50+ FIs use the SDK
  • 1200+ non-Q2 developers use the SDK

Build with the power of the full Q2 platform

How does Q2's open SDK work for financial institutions?

Take advantage of Q2's comprehensive, full-stack SDK and APIs for add-on products, new workflows, and custom integrations. Also, Q2 offers a mobile SDK to allow customization of our natively mobile applications along with open core processor to build compliant banking products from scratch.

For teams that want to build faster, Q2 Code adds a governed development environment to the SDK with built-in AI assistance.

Add data tools, more customized UX, business logic, and more

  • Integrated Workflows
  • Single Sign On with an SSO standard like SAML or oAuth
  • Widgets for additional functionality or messaging
  • JavaScript Snippets for easy deployment of a vendor package
  • Create and send notifications
  • Group assignments, account linking, and profile creation via a single REST API

What do developers get with Q2's platform extensibility tools?

A true development ecosystem

Build your own solutions on top of the platform with our Innovation Studio, open SDK, and certified third-party developers. It’s a final layer of freedom and extensibility.

No hassle deployment and management

Solutions developed in the Q2 SDK are deployed, hosted, and monitored by Q2, allowing for the simplest operations. 

Choose your own partners, products, and solutions

No matter your current level of customization, Q2’s extendable, configurable, customizable platform allows for easy, fast, and seamless code upgrades and additional third-party integrations.

Platform and core integrations

We support your existing banking core, with maximum options for your FI to continue to be supported on our platform.

All the tools and resources your developers need for success

The SDK is more than just APIs. It's a toolset for building functionality without worrying about the complexity of running code in production. 

A sandbox development environment is available to design and test your ideas, and everything needed for success is available: documentation, example extensions, hosted code repository, UI components, Python and JavaScript libraries, log access, continuous deployment to test environments, data center hosting, monitoring, and analytics.  

Data and machine learning

The platform combines transactional data from integrations with behavioral insights from the user experience layer, forming a comprehensive view of each account holder's financial activities, needs, and goals. This data fuels data-driven solutions for marketing, fraud, and beyond

Pre-built integrations for additional solutions

Launch new fintech solutions inside your banking platform that are already prebuilt and integrated into the platform. Offer for-purchase fintech products directly to your account holders and earn more revenue.

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What customers say

  • “We’ve found that Q2 allows us to see the future clearer and lets us know that we can innovate and add services and features faster and easier. Q2 has really helped us accelerate the speed at which we move, based on the way the platform is managed and its open architecture.”

    Josh Parent
    Vice President and Director of Product Management
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  • “With Q2 Innovation Studio, we can take something from inception to execution in six months or less, maybe even three months or less, which is warp speed in comparison to what we’ve been doing in the past.”

    Tom Novak
    VP and Chief Digital Officer
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FAQs

What is platform extensibility in digital banking?

Platform extensibility is the ability for a financial institution to build, customize, and add functionality directly on top of its digital banking platform rather than waiting for the vendor to release it. Q2 Innovation Studio gives financial institutions two co-equal paths to differentiate: build, using the same full-stack platform Q2 engineers use, or partner, by accessing a curated ecosystem of 215+ pre-integrated solutions across six categories. Both paths run on the same foundation.

What are the SDK and Q2 Code?

The build path gives your development team the same full-stack platform Q2 engineers use internally. The toolkit includes APIs, UI components, a sandbox, Python and JavaScript libraries, hosted code repository, monitoring, and analytics. For teams that want to build faster, Q2 Code adds a governed development environment to the SDK with built-in AI assistance, so your developers write, test, and deploy extensions in less time without leaving the platform.

Who uses Q2's developer tools?

Development teams at FIs, certified third-party developers, and fintech partners all build on the platform. Over 165 financial institutions and 2,750+ non-Q2 developers use the SDK.

What pre-integrated solutions are available through the partner path?

Q2 Innovation Studio includes 215+ pre-integrated, curated solutions that are easily deployable without custom development.

How do the build and partner paths work together?

Both paths run on the same foundation. What generates through the build path reaches the full ecosystem, and what is available through the partner path runs on the same platform infrastructure. This creates compounding results as your institution adopts both paths over time.

Resources

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